We clarify which bank is Spin Oxxo , so that you do not get confused anymore and feel confident in using or transferring money to this account.
Spin by Oxxo is a physical VISA debit card that works as a digital wallet, promoted by Oxxo. With them you can send and receive money through Oxxo stores, their operation becomes much easier when you use their app.
As you can see, it is a card with many functionalities, but it is acquired with fewer complications than those offered by banks. This raises the question : do these Oxxo cards belong to a bank?
The answer is simple, Oxxo and the product they offer, such as the Spin Oxxo card, do not belong to any particular bank. What happens is that they work through an electronic payment fund institution. This is so for different reasons, the main one being that they offer many advantages, and that, together with the physical card, they make it an ideal package to offer access to financial services available to everyone.
So, even though it is a debit card, it is not rooted in any bank, and if so, it could easily be seen as what was happening with the Saldazo card, which explicitly said that it was linked to Citi Banamex. In this case, the electronic payment fund is backed by VISA, which gives support and confidence to many citizens.
So will I have problems transferring to Spin Oxxo?
No, since it offers the service that allows you to receive money from other banks without problems, so you should not worry. You even have the option of receiving the money on the Spin Oxxo card through the same stores, so you don’t have to complicate things.
Learn how to transfer money to your Spin Oxxo from another bank
The system used with the Spin by Oxxo card is a system that works through the physical card and the app, where basically you only have to provide the 18-digit CLABE associated with your Spin Oxxo account which you can see through the app:
- Enter your bank through the website or application, and select the option to make a transfer to other banks
- Open the Spin by Oxxo card application and you have to register the account, enter your 18-digit CLABE number and the name of the beneficiary. You will have to select “STP or “Payment Transfer System” as the receiving bank.
- When the account is activated, in your online banking you will be able to select it and specify the amount to send. The rest continues as a regular transfer in which when verifying all payments we only have to accept and conclude the transfer.
The money should not arrive, so you should not worry about knowing which bank Oxxo is from. As you can see, its use is really simple, we just have to enable the account and in the bank account of the person transferring, select STP
Learn how to deposit money without knowing which bank Spin OXXO is from
Now that you know that we can make transfers, the next way to do it is to go to an Oxxo store and it is as simple as going to the cashier, giving him the cash and dictating the card number.
This process can be done by both the owner of the card and another person who has the number. You can even generate a QR code to facilitate the entire operation and avoid annoying errors.
What to do if it doesn’t work?
If you have problems both transferring and receiving money in your account, it is best to go directly to the Oxxo stores and request assistance. Since somehow something is wrong, and even, here you can instruct yourself to obtain many more details for Spin by Oxxo transfers and services.
So before knowing which bank Spin Oxxo is from, it is best to educate yourself on everything related to your Spin card and avoid any inconvenience in the future.
