Depending on the type of loan you are looking for, you may need more or fewer requirements. But most companies agree with some specific criteria. Usually the requirements requested are:
Have some type of verifiable income
That is to say, working in a dependency relationship, being retired, pensioned, single-tax, self-employed, etc. Generally, a certain length of seniority is additionally required. For example, you have been working for more than a year.
Not being in the credit bureau
Although there are some entities that give loans even when they are in the credit bureau; most don’t. Because? Because it is understood that if the person did not pay correctly in the past with other entities, he will not do so in the future either.
Have financial products
Many companies take your credit history with other companies as a parameter to measure a person’s payment behavior. That is why a client who already has other financial products is more reliable than one who has nothing.
If you meet these requirements. Most likely, most financial companies will consider your profile suitable. To get free advice you can fill out the following form: