When buying a motorcycle, it is essential to know many key points to avoid making mistakes.
It is normal to see excellent offers on motorcycles at a low price that then waste money due to poor internal maintenance and costs associated with their use.
Here the issue of insurance appears , which tends to be somewhat complex due to the high risk that a motorcycle entails.
What happens is that motorcycles are so risky that it is common that it is not advisable to have so many motorcycles in a company’s risk portfolio.
For those who are living, for example, in the DF and want to buy a motorcycle to better travel around the city and avoid setbacks with public transportation, we give you some tips to buy an affordable motorcycle and not die trying to get insurance :
- First we must define the use we want to give to the motorcycle: that is, know if it is for driving in the city, highway, or countryside and if it is for short or long distance driving, among other points.
- Consult many websites for the brands available in Mexico
- Define the type of motorcycle that catches my attention the most
- It is never too much and it is essential to compare the prices and facilities that the brands give me.
- Use the internet to buy motorcycles and search for test drives and comparisons of motorcycles
- Investigate which agency offers me a good service (especially after the purchase, to have less work with the insurance company and to be able to move forward after any accident)
- Don’t forget to include in the motorcycle budget the purchase of protective equipment such as helmet, gloves, boots, etc.
Once we have our motorcycle, and we know that the insurance expense will not be so high for the total value of it, it is important to look for a good motorcycle insurance company that can cover us from all these risks:
- Material Damage where damage is covered as a result of collision and overturning in a road accident, and also if there is falling objects and trees, floods or catastrophic risks, popular disturbances and transportation.
- Total Theft to cover total theft and any material loss or damage suffered as a result of the theft.
- Civil Liability of Property and Persons
- Medical expenses for the driver and his companions
- Legal Defense in case of initiation of a lawsuit
- Complete Motorcycle Assistance
- Accidental Death Protects your beneficiaries in the event of death as a result of a car accident.
In our advice, remember that if any of the coverages are not included in your policy, you should look elsewhere or consider purchasing a different motorcycle.
So, always before buying a motorcycle, look at what will be the maximum possible coverage that entities offer for it. If you’re not convinced, just look for a different model.
