Access to financing can become a necessity at any time and it is advisable to have a solution that is as effective as it is immediate. Loan applications are a fantastic option , they offer access to the necessary capital in a short time and through simple procedures and very few requirements.
Nothing better than being able to request a loan at any time and from your smartphone. Furthermore, in Mexico there is a very complete market, there is a wide list of loan applications, backed by consolidated and experienced companies, find out below what these applications are and choose the best one according to your objectives and needs.
Baubap
Baubap is an app to access quick loans , it is always available for your clients to access your products or services. It is very easy to use, you just have to register your profile and make the request, in a short time the loan will be approved.
Baubap is also characterized by not taking into account previous credit profiles of its clients, that is, it does not check the bureau. Although it has a loyalty program to encourage users to maintain a good credit profile.
Hurts
LendOn is an app that has been operating for several years in the credit market, it specializes in quick loans. It stands out by showing on the screen and immediately if the request has been approved. It should be noted that LendOn takes the credit bureau into account, although this information is not a main variable when approving the loan.
Those who use this application can have loans of up to 4,000 pesos, while clients can request up to 10,000 pesos. Payment terms vary depending on the amount requested, it can be 7, 14, 21 or 30 days.
Kueski
Kueski is an app that stands out for being one of the best, for more than a decade it has offered financing to millions of customers. Immediate loans are its main product, it offers loans with amounts between $1,000 and $2,000 pesos , along with a 30-day payment period, all without guarantees or endorsements.
Kueski is an excellent option for those looking for an effective way to meet their needs in the short term, without any type of guarantees or guarantees. Once the loan is approved, it is deposited into the client’s bank account.
Welp
Welp has been in the Mexican credit market for several years, has extensive experience and thanks to this, it provides its clients with different financing possibilities. Each client has a profile and according to their characteristics, the app offers a set of different offers, this guarantees that each user can access a personal loan that effectively responds to their needs or requirements. Welp can offer the money on the same day of the request and the requirements are few.
Yotepresto
Yotepresto is a Fintech and one of the best lending apps in Mexico with more than 500,000 users. Collective financing is its operating model, that is, this app is responsible for creating connections between people who require money and people who want to lend. your money and get a return on it.
These peer-to-peer loans are a good option for those who are looking for great interest rates but are willing to wait for it. Yotepresto ‘s operating model means that loans are not granted immediately; on the contrary, it can take a few weeks. Loans range from 5,000 to 300,000 pesos, with payment terms ranging from 6 to 36 months.
Alive
Vivus is an application that provides fast personal loans in a simple way, it represents one of the most reliable credit companies in Mexico. To request a loan, the steps to follow are really simple, the maximum amount is up to 2,000 pesos, although established clients can obtain loans of up to 8,000.
Money
Dineria is an excellent app for those who want to obtain quick loans, mini-credit loans are its specialty. One of its most notable characteristics is that the loan amount increases for those who are frequent clients.
For example, the limit of 10,000 pesos is extended to 40,000 pesos. Of course, it is necessary to have a good credit profile. Regarding payment terms, they range from 6 fortnights to 10 years.
With this app, accessing immediate financing is very simple, you just have to complete a very simple form. It also has a credit simulator to make the respective calculations, depending on the amount of money you wish to request.
AskRobin
AskRobin is one of the most common options among those requesting loans in Mexico , it facilitates the search for the ideal credit, thanks to the fact that it has an artificial intelligence system. It also incorporates a bot that offers support to solve any problem related to access to financial credit.
AskRobin requests very few requirements, providing loans of 2,000 pesos, while it offers its established clients loans of up to 50,000 pesos, with payment terms ranging from 61 days to 60 months.
Financial Kubo
Kubo Financiero is a well-known app in the loan market, it has a large number of investors, which is why it provides faster financing compared to other options on the market.
It is a very easy app to use, it is necessary to complete a pre-registration process, which is quite simple. It also includes a simple risk rating system, along with providing other services such as a credit card and allowing you to become an investor.
It provides savings accounts and debt consolidation service, as well as loans through crowdfunding. The loans offered by Kubo Financiero are up to 100,000 pesos, with interest starting at 16.50%.
Credilikeme
In many cases it is required to have a loan service that adapts to the needs on each occasion, Credilikeme is an application that offers an increasing limit system. It also stands out for having a points program that provides higher benefits or loans , as the user advances in level, along with lower interest rates. Credilikeme also rewards its clients when they recommend other users and the loans it provides are between 1,000 and 12,000 pesos.
Doopla
Doopla is one of the most popular loan applications in Mexico, it is a crowdfunding Fintech that offers fantastic conditions, even better than banks . Anyone can be a beneficiary, as long as they have an excellent credit history.
Doopla stands out for asking its clients for a short list of requirements, there are actually very few. Along with this, it responds to requests in the shortest time possible, approving loans in just 24 hours or even in a shorter period of time.
As for the loan limit, it starts at 10,000 pesos and goes up to 300,000 pesos and the commissions are between 12% and 34%. Payment terms are from 3 months to 30 months. Doopla also stands out for managing loans and collections through payroll.
Affluent
Afluenta is a fintech that makes loans between people possible, linking lenders and borrowers . One of its most notable features is the opportunity to personalize your response as to why you are requesting the loan.
It stands out for the personalization capacity that applicants have when explaining what they will do with the money, something very important to convince investors. It provides loans of up to 360,000 pesos and payment terms of up to 48 months.
Scatter
In Escampa it is possible to access personal loans online in a simple way and without long procedures. You only have to complete a simple online form, with a maximum amount of up to 300,000 pesos. In addition, Escampa approves payments in a few hours.
Paay
Paay is another of the applications to obtain quick loans in Mexico , it is a platform accessible to everyone, users do not require guarantees or money advances to access its services.
In short, the best loan apps make up an excellent market, each with excellent operating models and different limits on the loan amount. But they all agree on the quality of each financial product, as well as the ease and practicality throughout the entire process.